Hollerbach & Associates Latest News
SEP
27

Hollerbach celebrates 25th year of serving title and mortgage industry.

After starting up as a small, independent title research and abstract firm almost three decades ago, only some things have changed at Hollerbach & Associates, which is celebrating its 25th year of service to the mortgage and title insurance industry in 2010. Today, the firm is larger, better-known and serves clients from around the country with title research needs in Texas and beyond. Owner Jim Hollerbach observes that the firm’s customers today include large national mortgage lenders, national vendor management companies and title insurers as well as a wide variety of Texas-based and southwestern lending institutions and mortgage companies. But other things have remained the same. The common denominator? “Texas,” answers the owner. “We’ve stuck to what we’ve always done best—title research and abstract work with emphasis on our understanding of our own backyard.” Of course, in Hollerbach’s case, the “backyard” is the greater Southwestern U.S, and the firm has done work in most of the 50 states. However, as Hollerbach observes, “Texas is a unique state with unusual and varied regulations and processes when it comes to property data,” says Hollerbach. “If one doesn’t know a county well, it’s easy to run into unanticipated delays in the search process.” The firm remains independent and family-owned 25 years later, and plans to remain so. “Our clients are happy with us and what we do—and we still love doing it!” said Hollerbach.
SEP
19

Viva San Antonio!


Here is a video of Jim Hollerbach welcoming you to TAPS and the Alamo City.

MAY
20
0

San Antonio Missions - A UNESCO World Heritage Site

The site encompasses a group of five frontier mission complexes situated along a stretch of the San Antonio River basin in southern Texas, as well as a ranch located 37 kilometres to the south. It includes architectural and archaeological structures, farmlands, residencies, churches and granaries, as well as water distribution systems. The complexes were built by Franciscan missionaries in the 18th century and illustrate the Spanish Crown’s efforts to colonize, evangelize and defend the northern frontier of New Spain. The San Antonio Missions are also an example of the interweaving of Spanish and Coahuiltecan cultures, illustrated by a variety of features, including the decorative elements of churches, which combine Catholic symbols with indigenous designs inspired by nature. For more information and a closer look, check out reimaginethealamo.org
MAY
20
0

Abstracts & Observations: The Devil in the Details: Surround yourself with the best.

Sounds simple, but a good vetting process which is reviewed and updated periodically can save a lender time and money in the long run. Your partners don’t just help you deliver a loan product. They’re also your face to the borrower in many cases. Carefully qualify your new settlement services and mortgage partners, and audit them regularly. Check references. Check their tech. Then, check again. Do they know the geographic market you are asking them to service? Are they experienced with the non-traditional lines of business such as default or commercial REO—or did they just add the services when the refi boom ended? Ask your customers how that vendor is performing. A good vendor can have a real impact on your margin. The “cheaper” option may end up costing you far more down the road.Mortgage and real estate lending success begins with the little things. From time to time, we’ll let you know what we hear from our lending partners, and refresh you on the details that make a good mortgage lender great! 
MAY
20
0

Abstracts & Observations: O&G Marching Along in Texas…

The mortgage and real estate market may be struggling a bit right now, but many of us in Texas are staying busy with the oil and gas boom fueled (yes, pun intended) by the Barnett and Eagle Ford Shales. For land research firms like Hollerbach & Associates, that means working on due diligence of mineral assets; mineral exceptions and convergences of trusts, amongst other things. That’s one of the beautiful things about Texas. Our economy is not a one-trick pony. Although our housing market may be a bit slow at the moment, we are able to rely on the drive for new energy sources, a growing population and a business friendly government, which allows for a good amount of diversity in the types of economic engines here. Nonetheless, we’re expecting a bounce back sooner or later in the residential real estate market (especially if we continue to grow as we are). In the meantime, there’s plenty of work to go around in O&G! 
APR
20
0

Abstracts & Observations: Would the economy improve if we just turned off the news for a while?

I know the economy isn’t hitting on all cylinders right now. I know that we all have to work a little harder these days. But I can’t help but wonder how much our economy stutters when the media chooses to focus on the negative day after day. I’ve heard that the stock market, in particular, is as much psychology as science. Investors work with numbers, statistics and….hunches. “Confidence” is so important to our economy that the Consumer Confidence Index is actually a key economic indicator. But I can’t imagine many out there feel confident in making investments or purchases right now when they’re bombarded with negative reports and, worse, commentary. This is not to suggest that the media shouldn’t cover these things. However, we all know that how it’s covered, how often it’s covered, and how it’s analyzed by the talking heads has a real impact on the viewer.I, for one, would like to hear a little good news now and then. It’s out there. We’re just not hearing about it. 
APR
20
0

Abstracts & Observations: An invitation to get involved.

Well, it’s that time again. The Legislature of the State of Texas will be convening for its regular session this January. And of course, this fall will bring election season. Now, I know that this tends to elicit skeptical remarks and a generally cynical attitude on the part of the general electorate. Perhaps some of our elected leaders (here and nationally) have earned that.But I’d ask all of us to consider just how important the political process is in our lives. We can choose to ignore or criticize it from afar, which is the easy way out, as far as I’m concerned. That usually allows for the worst possible results. Or we can get involved. We still live in a democratic republic. Skepticism aside, we can still make a difference. At the minimum, get educated on the issues impacting your life by using more than political advertisements and water cooler conversation. Make your voice heard. And if you don’t like something, get involved! That, in my humble opinion, is the Texan’s way.